Disclosures

Affiliate disclosure (FTC)

Cover This Pet may earn a commission if you follow a carrier quote link and later purchase a policy. Commission does not increase the premium the carrier charges you. It can influence which carriers we have time to research, which is why we list six of the most-quoted US brands rather than claiming a complete market census.

Quote buttons currently point at official public enrollment URLs and include data-affiliate="pending" and data-carrier attributes so Impact/CJ (or similar) links can be swapped later without changing the page copy.

Not an insurer, not a broker

Cover This Pet is a publishing website. We are not an insurance company. We are not an insurance producer or broker. We do not sell, solicit, or negotiate insurance. We do not collect premiums. We do not handle claims.

Not insurance advice

Nothing on this site is insurance advice, legal advice, or veterinary advice. Coverage is controlled by the policy issued in your state, including declarations, waiting periods, and exclusions. If copy here conflicts with a policy, the policy wins.

Accuracy

Carrier rules change. We fetched official public pages on 30 August 2026 and cited them. Waiting periods, age limits, and premiums are stale-prone. Verify on the quote form. We do not promise that any pre-existing condition is covered unless a current public carrier page we actually fetched says so — and none of the pages in this version said a documented ACL would be covered.

Owner

Bradley Jacobs, Austin. [email protected].